Fast, Flexible Real Estate Investment Loans

Capital for Fix & Flip, Rental, Bridge, Construction & Commercial Financing

Fix & Flip

Short-term financing to acquire, renovate and resell properties for profit.

Multifamily

Financing for stabilized or value-add apartment properties with flexible structures for investors.

DSCR Rental

Rental property and portfolio financing based on cash flow, not personal income.

Bridge

Fast, short-term capital for acquisition, refinance or repositioning of residential properties.

New Construction

Build or develop residential investment properties with tailored financing

Commercial

Financing for income-producing commercial real estate including retail, office, and mixed-use properties.

Penstock is a private lender focused on providing real estate investors with fast, flexible capital and real-world solutions tailored to today’s market. Whether you’re flipping a home, stabilizing rentals, closing time-sensitive deals, or building long-term cash-flow portfolios, our team delivers dependable underwriting, quick turnarounds, and customized financing that helps you execute with confidence and scale your business.